Help To Buy/Shared Ownership Valuations

Since their introduction, many properties have been acquired using either ‘Shared Ownership’, or, the ‘Help to Buy’ scheme launched by the Government in 2013. 

 

What is a Shared Ownership or Help To Buy Valuation?

Under the rules of these schemes, in the event that a homeowner wishes to re-mortgage their property, increase their equity (‘staircasing’), or pay off in full the shared ownership or Help to Buy proportion of the property (including at the time of a sale), there is a requirement to obtain a valuation from an independent RICS Registered Valuer.  

This is an additional obligation to any valuation provided by either an estate agent, or Valuer instructed in connection with a mortgage. 

We, as an independent, RICS Regulated practice, hold the necessary accreditation and have RICS Registered Valuers who are experienced in these matters, having undertaken many such valuations, as required by either Target HCA, or many Housing Associations in respect of their scheme requirements. 

We look forward to hearing from you, so we can determine how best we would be able to assist you with your Help to buy or Shared Ownership Valuation.


For more information on Shared Ownership / Help to Buy Valuations, whether for staircasing, re-mortgage, or sale purposes, please don’t hesitate to get in touch with a member of our Valuation team.